Ek scam ko teen cheezein chahiye. Hum teeno cheen lete hain.
Ek rasta (anjaan ka message), ek phanda (link ya app) aur fayda (aapka OTP, card ya account). Namaskara inme se har ek ko hata deta hai, zyada tar seedha aapke phone par hi.
Raaz bheje hi nahi jaate. Bas itna hi.
Message encrypt hone se pehle, aapka phone usse jaanchta hai. Agar woh inme se kisi jaisa lagta hai, toh woh nahi bheja jaata, aur aapko aapki bhasha mein wajah bata di jaati hai:
- OTPs, PINs aur CVVs
- Debit aur credit card numbers (Luhn formula se jaanchi jaati hain, taaki aam numbers nikal sakein)
- Aadhaar numbers (Verhoeff formula se jaanchi jaati hain)
- Passwords aur recovery codes
Koi bhi bank, police officer ya company chat mein aapse yeh kabhi nahi maangegi. Isliye koi "phir bhi bhejo" button nahi hai.
Anjaan pehle darwaza khatkhatate hain
Koi jisse aapne kabhi baat nahi ki, woh message request ke roop mein aata hai. Woh teen messages bhej sakta hai aur koi link, photo, file ya call nahi jab tak aap accept nahi karte. Tab tak unka number aadha chhupa rehta hai.
Aaye hue messages bhi aapke phone par jaanche jaate hain. Nakli KYC, "digital arrest", parcel aur customs, part-time job, lottery, QR-code "paise pao", sextortion aur investment tip wali baatein — inpar seedha message par saaf warning aati hai.
Har suraksha, ek jagah
Built matlab aaj app mein kaam karta hai. Designed matlab taiyari ho chuki hai lekin live hone ke liye kisi partner ya izaazat ki zaroorat hai.
Links khud se kabhi nahi khulte
Links seedhe text ki tarah dikhte hain. Tap karke jaanchein: asli bank ke addresses .bank.in par khatam hote hain, sarkaari gov.in ya nic.in par. Shorteners, milte-julte letters aur seedhe IP addresses par nishan lagta hai. Built
Kisi ke liye bhi koi APK nahi.
"Apna KYC update karne ke liye yeh app download karo" — isi tarah phones par kabza hota hai. APK, EXE aur aise files Namaskara mein bheje nahi ja sakte. Built
Nakli "SBI Support" nahi
Jis naam mein bank, RBI, police, customer care aur aise shabd hain, woh register nahi ho sakte. Verified accounts ko ek badge milta hai. Built
Chori hua SIM kuch nahi khol sakta
Kahin bhi koi SMS code nahi. Aap password se sign in karte hain aur, chahein toh, ek authenticator app se bhi. Paanch galat koshishon par account 15 minute ke liye band ho jaata hai. Built
Screen-share fraud roka gaya
Android par, AnyDesk jaisi screen-sharing apps ko Namaskara ki jagah kala screen dikhta hai, taaki nakli "support agent" aapke codes nahi padh sake. Built
Investment fraud check
Jo UPI IDs SEBI-registered nahi hain, unke taraf aane wale payment requests flag ho jaate hain jab wo investment offers jaisi lagti hain. Banaya gaya @valid
Report = block. Teen reports = restricted.
Kisi ko report karte hi wo aapke liye turant block ho jata hai. Jab teen alag-alag log ek account ko report karte hain, to wo sirf unhe message kar sakta hai jinhone pehle se use accept kiya ho. Banaya gaya hai
"Kuch theek nahi laga", privately
Ek private reaction hai jo us message ko dobara dhyan se dekhne ka mauka deti hai. Bhejne wale ko kabhi pata nahi chalta, isliye aap savdhan reh sakte hain bina kisi ko bura lagaye. Banaya gaya hai
Ek verified insaan, ek account
Optional identity check DoT mobile number validation ya UIDAI-registered partner ke zariye hoti hai. Aapka Aadhaar number hum kabhi save nahi karte. Banaya gaya hai
1930 par call karein. Pehle ghante mein karein.
National cyber-fraud helpline banks se keh sakti hai ki paisa rok lein jab tak wo abhi ja hi raha ho. Jitni jaldi call karein, utni zyada umeed hoti hai. Namaskara mein ek built-in list bhi hai jahan report karna hai, to stress mein aapko dhundhna nahi padega.
Namaskara kabhi nahi karega
- Chat mein aapka OTP, PIN ya password maangna
- Aapko koi APK file ya app "update" karne ka link bhejna
- Aapka account "verify" karne ke liye aapko call karna
- Aapke bina, aapki taraf se police complaint dakhil karna
Seedhi baat
Rules insaan likhte hain, isliye bilkul naya scam abhi pehchana nahi ja sakta. Agar koi warning nahi aayi to matlab "pata nahi" — kabhi "safe" nahi. Sirf English rules ek native speaker ne dekhe hain; baaki das languages drafts hain jinhein hum native speakers ke saath milkar behtar bana rahe hain. Ek thana hua scammer modified app par apni taraf ka check skip kar sakta hai, isliye aapka phone incoming messages bhi khud check karta hai.
Technical design ke liye Security dekhein. Hum aage kya bana rahe hain aur usse kaise measure karenge, uske liye hamara Trust Charter and scoreboard dekhein.
